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Man driving a car

Auto insurance protects you and your family in all kinds of situations involving a vehicle.

Mandatory Coverage

If you're in an at-fault accident, you could be held legally responsible for injury or damage caused to the other parties. All drivers are required by law to have both of these liability coverages:

  • Bodily Injury Liability: protects you from paying medical costs, loss of income and funeral expenses of other people involved in an accident.

  • Property Damage Liability: protects you from paying for the repair or replacement of another driver's car and property. 

Recommended Add-ons

  • Uninsured/Underinsured Motorist: protects bodily injury and property damage if you, your passengers, or your car are damaged by a driver without adequate insurance.

  • Automobile Medical Payments: pays for medical or funeral costs if you or your passengers are injured in an accident, regardless of who's at fault.

  • Collision Coverage: pays for damage to your car if you collide with another car, building, bridge, tree, etc. for at-fault accidents

  • Comprehensive Coverage: pays for damage or loss to your car caused by something other than a collision (i.e. theft, fire, vandalism, etc.)

Optional Add-ons

  • Towing and Labor Costs

  • Rental Reimbursement

  • Sound System Coverage

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