Flood Insurance

Flooding is the most common and costly natural disaster in the United States. Causes of floods include:

  • Storms

  • Dams or levees breaking

  • Snow melting


Thankfully, the Federal Emergency Management Agency (FEMA) has implemented the National Flood Insurance Program (NFIP). This program aims to reduce the impact of flooding on private and public structures by providing affordable insurance to property owners. 

Averaging $700 annually across the nation, Flood​ Insurance can vary in cost based on your community and home's level of risk. ​

The average Georgian NFIP claim payment was $26,700 from 1996-2016.

Only 20% of Hurricane Harvey victims had flood insurance.

Hurricanes Harvey and Irma were the most recent natural disasters that opened our eyes to Flood Insurance.


The damages from Harvey alone are estimated to be up to $180 billion. Unfortunately, only a small percentage of the victims of Harvey had flood insurance policies. 

The damage from just one inch of water can cost more than $20,000.


But my Homeowners/ Renters/ Commercial 

Insurance covers Flood Damage, right?


FEMA's National Flood Insurance Program (NFIP) insurance policies protect

  • Homeowners​

  • Renters

  • Business Owners

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