Laws are constantly changing, and it's sometimes hard to keep up with the new developments. Recently in South Carolina, a new ordinance, known as the "Dram Shop Bill", states that any establishment that is serving alcohol after 5pm must have at least $1 million in liquor liability coverage. Institutions that serve alcohol after 5pm but don't get the insurance are at risk of losing their liquor license. This is a coverage we always recommend to our clients who are exposed to a