• Simmy

What is the best Business Auto Insurance Carrier?


Cars, Trucks, Vans, and other vehicles pose one of the greatest risk exposures for business owners. The associated insurance comes at a price, especially in heavily-trafficked metro areas, such as Atlanta.

Analyzing your carrier options will serve you well when shopping for Business Auto Insurance.

In this blog, we'll address the following:

  • Which carriers offer monoline business auto insurance policies?

  • Which carriers offer packaged business auto insurance policies?

  • What business classes are a good fit for your carriers?

Monoline Business Auto Insurance Providers

Monoline, or single line, Commercial Auto Insurance providers allow companies to have a standalone commercial auto insurance policy. The following are carriers who offer such policies and example business classes:

  • MetLife - Light Trucks used by General Contractors for Business and Personal use

  • Progressive - Personal Passenger Autos used by Churches

  • Mercury - Box Trucks used for General Freight

  • Haulers - Vans used by Flooring Installation Contractors

Packaged Business Auto Insurance Providers

Packaged Commercial Auto Insurance providers must have supporting line(s) of insurance policies (i.e. Business Owners Policy, Workers Compensation, etc.) in order to offer business auto insurance. These carriers and example business classes include:

  • The Hartford - Retail and Professional Services

  • Donegal Insurance - Box Truck used for General Freight Delivery

Contact an Adviser to guide you through obtaining your required insurance policies.

Fenix Risk Management is an independent insurance agency proudly serving families & businesses in Georgia, Alabama, North Carolina, South Carolina, Tennessee, and Florida. Fenix Risk Management is appointed with all of the carriers mentioned in the blog.

Simmy is an adviser at Fenix Risk Management, helping businesses navigate insurance requirements.

Note: the opinions expressed in this blog are that of the author, not of any other individual or organization referenced.

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