Hi All! My name is Eric Brown. Being born in Alpharetta Georgia, I am very familiar with the territory. I attended school, played sports, and networked all throughout the greater Atlanta area growing up. I then decided to stay in Georgia for my undergrad, and graduated from Georgia Southern University. After I graduated, I found my calling in the insurance industry. I have served in the industry for two and a half years, and along the way, I have been a point of reference for

Muchas pólizas de seguros comerciales están sujetas a una auditoría. La póliza más común que se audita es una póliza de Compensación de Trabajadores (Workers Comp); la auditoría puede cambiar la prima de seguro según la nómina corregida. Prepárese aprendiendo sobre el proceso de auditoría para su póliza de Workers Comp. En este blog, nos ocuparemos de lo siguiente: ¿Qué es un ajuste de prima? ¿Cómo se realizará el ajuste de la prima? La base de la prima Registros contables ¿Q

Los automóviles, camiones, camionetas y otros vehículos representan una de las mayores exposiciones de riesgo para las empresas. El seguro asociado tiene un precio alto, especialmente en áreas metropolitanas con mucho tráfico, como Atlanta. El análisis de sus opciones le será muy útil cuando compre Business Auto Insurance. En este blog, nos ocuparemos de lo siguiente: ¿Qué compañías ofrecen pólizas de seguro de 'monoline business auto'? ¿Qué compañías ofrecen pólizas de segur

Umbrella Insurance is a secondary insurance policy that provides liability coverage over primary insurance policies, like Auto or Homeowners policies. Personal Umbrella Policies (PUPs) add million(s) of dollars of coverage to your insurance portfolio, sheltering your current assets and future wages from catastrophic claims. While Homeowners and Auto Insurance protects thousands of dollars of your assets, Umbrella Insurance protects millions. In this blog, we'll address the fo

Cars, Trucks, Vans, and other vehicles pose one of the greatest risk exposures for business owners. The associated insurance comes at a price, especially in heavily-trafficked metro areas, such as Atlanta. Analyzing your carrier options will serve you well when shopping for Business Auto Insurance. In this blog, we'll address the following: Which carriers offer monoline business auto insurance policies? Which carriers offer packaged business auto insurance policies? What busi

We have exciting news to share: Summit Insurance Group has merged with Fenix Risk Management as of 10/1/2018! Conversations between our insurance agencies had occurred for a year and this summer the principals, Greg Pryor and Paul Hundal, had finalized details that led to the expansion of the Fenix family. We're confident that combined we are greater than the sum of our parts, using best practices and streamlining processes to improve our offering. Whether you're a client of

Aquí hay una situación que puede sonar familiar: Usted y su empresa contratista pujan por un proyecto. Su empresa es elegida en el proceso de selección de proveedores: ¡eso es genial! Y luego su empleador envía un conjunto de Requisitos de Seguro. Independientemente de si usted es propietario único de un contratista de TI de 1 hombre, una corporación de plomería de 100 empleados o una empresa de diseño de interiores LLC, el seguro de compras puede parecer una molestia desalen

Here's a situation that may sound familiar: You and your contractor company bid on a project. Your company is shortlisted in the vendor selection process: that's exciting! And then your employer sends a set of Insurance Requirements. Regardless of whether your a 1-man IT Contractor sole proprietor, a 100 employee plumbing corporation, or a interior design firm LLC startup, purchasing insurance may seem like a daunting annoyance. However, we argue that policy may serve you, yo

For a teenager, getting your driver's license is a step towards being independent. As a parent, it is stressful and worrisome time. Especially, when they find out how much their insurance premiums are going to increase! It is no secret that teenage drivers are higher risks behind the wheel. In 2010, a third of teen deaths were motor vehicle related(1). The insurance companies recognize this and price the policies accordingly. Below are a few tips to help cushion that premium

Excess Liability insurance is commonly referred to as Umbrella Insurance. This is another layer of protection after your auto, homeowners, renters, landlord, & other personal policy liability limits have been depleted. Property Losses are capped at property's worth - Liability Losses have no limit. Examples Assume you have an auto policy with $100,000 of Property Damage limits, and say you cause an auto accident. You total the other parties' cars which are worth a total of $

It's always important when you purchase homeowners insurance to read the policy jacket and see what is covered. However, it's even more important to understand what is not covered. A common misconception with homeowners insurance is that flooding is covered. A flood insurance policy will cover your home from outside water. During the hurricanes this summer, thousands of homes were damaged. Unfortunately, only 20% of the victims of Hurricane Harvey had flood insurance. We alwa

Contractors are busy people - without having to deal with insurance. Whether it's finding jobs, finding crews, negotiating rates, expediting supplies, advertising services... We have much respect for you. In this blog, we hope to uncomplicate the specific insurance needs of Contractors with a checklist. The Contractor Insurance Checklist includes: Property Liability Workers Compensation Commercial Automobile Property Insurance can be broken down into 2 major categories: Build