Hi All! My name is Eric Brown. Being born in Alpharetta Georgia, I am very familiar with the territory. I attended school, played sports, and networked all throughout the greater Atlanta area growing up. I then decided to stay in Georgia for my undergrad, and graduated from Georgia Southern University. After I graduated, I found my calling in the insurance industry. I have served in the industry for two and a half years, and along the way, I have been a point of reference for

Umbrella Insurance is a secondary insurance policy that provides liability coverage over primary insurance policies, like Auto or Homeowners policies. Personal Umbrella Policies (PUPs) add million(s) of dollars of coverage to your insurance portfolio, sheltering your current assets and future wages from catastrophic claims. While Homeowners and Auto Insurance protects thousands of dollars of your assets, Umbrella Insurance protects millions. In this blog, we'll address the fo

For a teenager, getting your driver's license is a step towards being independent. As a parent, it is stressful and worrisome time. Especially, when they find out how much their insurance premiums are going to increase! It is no secret that teenage drivers are higher risks behind the wheel. In 2010, a third of teen deaths were motor vehicle related(1). The insurance companies recognize this and price the policies accordingly. Below are a few tips to help cushion that premium

Excess Liability insurance is commonly referred to as Umbrella Insurance. This is another layer of protection after your auto, homeowners, renters, landlord, & other personal policy liability limits have been depleted. Property Losses are capped at property's worth - Liability Losses have no limit. Examples Assume you have an auto policy with $100,000 of Property Damage limits, and say you cause an auto accident. You total the other parties' cars which are worth a total of $